AHIRC: The Health Insurance Resource Directory

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  • Washtenaw Health Plan is a community-based program to help low-income Washtenaw County residents without health insurance access the health care services they need. To qualify for either Plan A or Plan B, applicants must meet income guidelines and must be unable to get insurance. There is a county prescription plan as well.
  • Chamber member businesses with as few as one employee can choose from different health insurance packages, including ConnectiCare. Members can also sign up for dental programs, group life and disability income insurance.
  • The West Virginia ADAP Program provides HIV/AIDS medications to eligible individuals. Eligibility is based on income, residency, and insurance status. The website also provides enrollment details and other services provided by the CARE Consortium (such as mental health services, dental care and primary medical care).
  • This site describes all senior programs offered by the Bureau, including social support, transportation services and nutritious meals, home and community-based services for the frail, and well and vital services such as educational programs, exercise programs, health screenings, and information on specific health promotion/disease prevention topics.
  • WVCHIP is a low-cost health care plan for children and teens of working families who meet income guidelines. The program provides comprehensive service that covers hospital stays, doctor visits (medical, dental, and vision), immunizations, well-baby and well-child visits.
  • This site lists all the benefits offered to veterans by West Virginia.
  • This is a comprehensive guide to West Virginia's Medicaid program. It has information about covered benefits, managed care, spenddown, rights and responsibilities, and eligibility.
  • This website explains HCTC's benefits to West Virginians.
  • HealthCheck is the name of West Virginia's Early and Periodic Screening, Diagnosis and Treatment (EPSDT) Program. It provides periodic, comprehensive health examinations, vision, dental and hearing assessments, immunizations, and treatment follow-up of conditions found through the health examination. Children birth through 20 years of age who have an active Medicaid card are eligible.
  • InROADS helps West Virginians determine their eligibility for benefits offered by the state of West Virginia, including Medicaid for Children and Pregnant Women, the West Virginia Children's Health Insurance Program (WVCHIP) and Food Stamps. It is also possible to apply for and review benefits on this site, and check exisiting benefits information.
  • The West Virginia Long Term Care Ombudsam is one who speaks on behalf of others. The postion advocates residents' rights and quality care in nursing facilities, personal care homes, residential board and care homes, and similar long-term care facilities; Investigates complaints on behalf of residents about long-term care and services; Monitors the long-term care system and makes appropriate recommendations for improvements
  • This site explains Medicaid's covered groups, what documents are needed to apply, and the different ways to qualify for Medicaid in West Virginia. It also links to an application and identifies where to get additional help with the application process.
  • West Virginia has a risk-based managed care program for certain groups of Medicaid recipients. This page links to the three HMOs currently under contract, and has a map to find which HMOs operate in each county in the state.
  • The Medicaid Aged and Disabled Waiver Program (ADW) provides in-home health care for eligible clients. The ADW provides services to aged and disabled individuals who are eligible for Medicaid or who would be eligible for Medicaid if institutionalized.
  • This document lists the current Medigap carriers and rates in West Virginia.
  • West Virginia's 4 local Area Agencies on Aging provide many programs & services including nutrition, transportation, and in-home services.
  • WIC is a public health nutrition program designed to improve health outcomes and influence lifetime nutrition and health behaviors in a targeted, at-risk population. WIC is available to pregnant women, breastfeeding women, and infants and children under 5. WIC provides nutritious foods, nutrition information, and referrals to other health and social services.
  • This group health care plan for WIBA member businesses is provided through Preferred Plus of Kansas, a locally owned HMO, for businesses with between one and nine employees. Group dental insurance is provided through Delta Dental Plan of Kansas for companies with two or more employees. The group long term disability member service provides an extended sick pay program which can be offered as part of a company's employee benefit program.
  • This website is designed to provide a central resource for legal service organizations and their advocates across the state, and particularly to allow the rural areas access to the legal talent in the two major urban centers surrounding Phoenix and Tucson.
  • Wisconsin ADAP provides medications currently approved by the FDA for the treatment of HIV to individuals who meet income guidelines and are without Medicaid and health insurance. Program details, statistics, reports, and resources are provided.
  • BadgerCare is Wisconsin's program to provide health care coverage for entire families. Eligible families must be uninsured, have children under the age of 19 in the household, and must meet income guideline limits (there is no limit on assets). Premiums are based on income.
  • The Wisconsin Chronic Disease Program (WCDP) offers assistance to Wisconsin residents with chronic renal disease, hemophilia and adult cystic fibrosis. The program pays health care providers for disease related services and supplies provided to certified Wisconsin Chronic Disease Program recipients after all other sources of payment have been exhausted.
  • The Office of the Commissioner of Insurance website offers profiles of the twenty-three HMOs that serve the residents of Wisconsin, as well as managed care definitions and FAQ, and the Consumer's Guide to Managed Care Health Plans.
  • Healthy Start is Medicaid for pregnant women, babies, and children under 19 years of age. It covers most babies until they are one year of age, even if the family's income increases. Families with health insurance may apply.
  • To be eligible for Wisconsin Medicaid, applicants must meet financial requirements and be one of the following: under 19 or over 65, pregnant, blind or disabled, or a relative caretaker of a deprived child. This page has a link to a booklet outlining benefits and possible deductibles, co-pays and cost shares.
  • Medicare Advantage has been added to the Medicare program as Medicare Part C. Medicare Advantage offers people enrolled in Medicare Part A and Part B options for obtaining health services through the program.
  • 1-800-242-1060
    Counselors at the Medigap Helpline can help evaluate Medicare supplemental insurance and clarify many other related issues. The hotline has no connection with any insurance agencies.
  • The Wisconsin Partnership Program is a comprehensive set of services for the elderly and disabled in Wisconsin. The program integrates health and long-term support services and includes home and community-based services, physician services, and all other medical care. Services are delivered in the participant's home or a setting of his or her choice.
  • 1-877-855-7296
    The Services Hotline For Women, Children, And Families operates 24 hours, 7 days a week providing information and linkages to public programs that serve pregnant women and children including to Medicaid/BadgerCare, W-2 (Wisconsin Works) programs, job opportunities, basic skills programs, the availability of family or medical leave, and child care services.
  • Five VA medical centers serving Wisconsin veterans have women veterans' clinics.
  • Excellent resource for information on health plans and government programs.
  • The Women's Health Medicaid Program offers full coverage for eligible women under the age of 65 who have breast or cervical cancer and need treatment. To be eligible, women must be uninsured, Georgia residents, and must have income under 200% of the FPL.
  • This page contains links to several programs to assist mothers, children, and families in Alaska, as well as a link to a statewide community services database.
  • Discounted health insurance rates are available to members in good standing, and the Chamber monitors policies to find the best group options.
  • This is a report on a study of health insurance among non-standard workers, emphasizing the confusion many workers have regarding health care discount cards and health insurance.
  • The Writers' Guild-Industry Health Fund provides medical, hospital, dental, prescription, vision, wellness and life insurance benefits to its participants and their eligible dependents.
  • The Writer's Center is a non-profit community of writers supporting each other in the creation and marketing of literary texts. The Writer's Center annually conducts hundreds of workshops in various genres of writing. Workshop participants share with one another their work-in-progress under the guidance of an experienced instructor who is also a published author. The Writer's Center also hosts literary events, readings and conferences; sells books and literary magazines; and offers a congenial, supportive environment for writing groups to meet.
  • In addition to the Guild's health and pension plans, members and their families are eligible for special money-saving Union Plus benefits. Detailed information on health and pension plans, associations, costs and coverage is available on the site.
  • This Q&A, written by a tax adviser, concerns the deductibility of health insurance premiums for the part-time small business owner.
  • The 2009 Wyoming Buyer's Guide to Medicare Supplement Insurance is intended to assist Wyoming consumers in selecting an insurance plan to supplement Medicare.
  • 1-800-856-4398
    WSHIIP help seniors and others on Medicare understand their rights. Volunteers counsel beneficiaries to help solve problems and promote consumer understanding of Medicare, Medicaid, Medicare supplement and long-term care insurance.
  • Wyoming State Health Insurance Information Program (WSHIIP) is a free service that helps seniors and others on Medicare understand their rights and answers their questions. Volunteers counsel beneficiaries and help solve problems.
  • Long-term care is the type of assistance needed by those unable to care for themselves because of a long illness or disability. This is a complete guide to buying long-term care insurance in Wyoming.
  • The Wyoming Buyer's Guide to Medicare Supplement Insurance can assist consumers in selecting an insurance plan to supplement Medicare. This site shows companies that offer Medigap plans in Wyoming, which plans are offered, and the rates for individuals in various age brackets.
  • This official government booklet has important information about what disease prevention is and why it's important, which preventive services Medicare covers and how often, who can get them, and what recipients will pay.
  • This comprehensive guide explains Medicaid, STAR (Managed Care Medicaid), and the Children's Health Insurance Program (CHIP) in Texas and provides information about benefits, eligibility, and the application process.
  • This site provides general information about health insurance for the small employer or self-employed.
  • This site screens individuals to determine eligibility for benefits including Medicaid, food stamps, the Children's Health Insurance Program (CHIP), nursing home care and other services for the elderly, the disabled, and more.
  • This page has links to all information about Medigap and Medicare Advantage plans in Illinois, including a frequently updated premium comparison guide.

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Health Care Reform

The Actors Fund's Renata Marinaro, LMSW, explains what is in the law in this video.

LINC City and Regional Health Care Guides

AHIRC has written brief guides on getting affordable health care and insurance in cities around the country. These guides outline health insurance options in a practical Q & A format, and include links to pertinent websites and contact information for selected clinics and pharmacies.