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- This is a comprehensive resource site for seniors that permits searching by county or town and category of service such as prescription drug program or health centers.
- The Center for Medicare Advocacy focuses on the needs of Medicare beneficiaries, people with chronic conditions, and those in need of long-term care. The website provides a great deal of information clarifying many Medicare topics, and each year, the Center represents thousands of individuals in appeals of Medicare denials, as well as responds to approximately 7000 telephone and email inquiries.
- The Department of Labor's Employee Benefits Security Administration (EBSA) provides this page dedicated to consumer information on health plans to provide plan participants and their beneficiaries with information on their rights under the federal health benefits law with respect to their job-based plans. The information ranges from general information on the law to numerous specific issues. Great resource!
- This site is a comprehensive guide to health insurance for senior citiziens of Delaware. It clearly explains long-term care and other important imformation regarding this health care.
- Ehealthinsurance.com is an internet-based health insurance broker that compares premium costs for insurance products from a limited number of insurers and HMOs in a designated location.
- 1-866-444-3066
In Eastern Washington, anyone who is uninsured, underinsured or has a question about accessing healthcare can call Health for All. Resource specialists provide assistance with applications and follow-up services that help people enroll in health plans and make informed health care choices. - This document list all the insurance providers licensed in Kentucky to provide small business coverage. Each listing is on a separate page and contains contact information, areas covered, products offered, and a link if available.
- This page explains what Medicare covers when home health or hospice care is needed.
- Medical assistance comprises three programs that help cover health care costs for persons who qualify. These programs are: Medicaid, which covers low-income persons, pregnant women, children, persons with disabilities and senior citizens; HealthWave 21, which covers children up to age 19 who don't qualify for Medicaid; and MediKan, which covers people trying to get Social Security disability benefits.
- LaCHIP provides Medicaid coverage for doctor visits for primary care as well as preventive and emergency care, immunizations, prescription medications, hospitalization, home health care and many other health services. Children (under19) in low-income families who do not have health insurance are eligible.
- This site is designed to assist consumers and their families in making decisions about selecting a nursing home, and to review and compare information on facility and resident characteristics, quality measures, quality indicators, and inspection results. it also explains methods of paying for long-term care.
- Medicare Rights Center (MRC) is the largest independent source of health care information and assistance in the United States for people with Medicare. Their enrollment projects help people with limited incomes access benefits that can help pay their Medicare premiums, deductibles and copays. They also offer a hotline and education services to help inform Medicare recipients of their rights and how to best use and navigate their benefits.
- Medicare is the federal health insurance program for people 65 years of age or older, certain younger people with disabilities, and people with End-Stage Renal Disease. This website lists and explains current updates immediately, and provides extensive information about all aspects of Medicare: rights and protections, plan choices, prescription coverage, billing, appeals, a Medicare glossary, and much more.
- MARS determines eligibility for and provides information about programs offering assistance with medical, nutritional, food, day care, temporary cash or other expenses.
- The links on this page answer all questions about eligibility, benefits, and the application process for Medicaid programs and services in Mississippi.
- This handbook covers public health care programs for children, adults, pregnant women, the disabled and the elderly. It also has sections on hospital care, prescription drugs and private health insurance.
- The Nevada Check Up Program provides comprehensive health care coverage to uninsured children, from birth to age 18, of low-income working families who are not covered by private insurance or eligible for Medicaid.
- Nevada Medicaid provides quality health care services to low-income Nevadans who qualify based on federal and state law. Medicaid pays the health care providers directly for services provided to Medicaid recipients.This page is a table of contents for all Medicaid information, including eligibility.
- New York State provides a 50% subsidy to residents in the entertainment industry whose current income is below a certain threshold. Those eligible for this program previously held a position in the entertainment industry and are receiving or about to receive COBRA continuation coverage through an entertainment industry union fund. This link explains income guidelines and provides an application and contact information for further questions.
- The NYC Health Insurance Link was created to help New York City residents and small business owners find health insurance. New Yorkers can compare the costs and benefits of selected health plans, explore strategies to make coverage more affordable, and learn some basics about health insurance.
- The Oregon Health Plan provides health care coverage at little or no cost to low-income Oregonians. OHP encompasses CHIP and Medicaid, simplifying the application process. This site has information about benefits, eligibility, costs, and how to apply.
- This page links to all documents regarding small employer health insurance in Oregon. Links include a list of health insurance carriers authorized to market small group health benefits, a list of insurers in each service area, a report on average rates for typical plans, and general health insurance consumer tips and advice.
- This 599-page online book describes in depth the problems of the veterans and servicemembers (and their families), the benefits and services available, and the issues that will be decided in the next several years. Most important, it helps veterans and servicemembers understand how various agencies work not just in theory but in practice, and how they can cut through the bureaucracy and confusion and get the benefits and services to which they are entitled.
- The Affordable Care Act has created a new program – the Pre-Existing Condition Insurance Plan - to make health insurance available to those who have been denied coverage by private insurance companies because of a pre-existing condition. If an individual has been uninsured for at least six months, has a pre-existing condition or has been denied health coverage because of a health condition, and is a U.S. citizen or is residing here legally, he or she is eligible for this program. This is a temporary measure until 2014, when people can no longer be discriminated against based on a pre-existing condition, and everyone will be able to buy health insurance through an Exchange.
The program won't be income-eligible, nor will premiums be adjustible according to conditions. It will cover a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available, even to treat a pre-existing condition.
This page of healthcare.gov has links to every state's PCIP program. - This guide advises readers on the several decisions that will influence the cost and quality of policies when purchasing long-term care insurance.
- This document defines and explains what an HMO is, outlines the criteria consumers should use when choosing an HMO, lists helpful questions to ask, and explains members' rights and how to handle complaints and grievances.
- This site provides a brief overview of what to expect when purchasing insurance as a small employer or self-employed person.
- The AIDS Legal Council of Chicago exists to preserve, promote and protect the legal rights of men, women and children in the metropolitan Chicago area impacted by HIV. They provide legal assistance in cases where an individual’s HIV status, real or perceived, is the cause of his or her legal difficulties. They assist clients with discrimination cases, insurance disputes, return-to-work questions, confidentiality issues, the writing of wills, and applying for public benefits.
- The Alabama Department of Insurance lists contact information for all health maintenance organizations licensed in the state.
- The Alaska Legal Services Corporation (ALSC), is a private, nonprofit law firm that provides free civil legal assistance to low-income Alaskans.
- This site provides a guide to civil legal services and resources for low-income persons and seniors in Alaska. It provides information on various free and low-cost legal programs including basic eligibility and contact information.
- The All Kids program offers Illinois uninsured children affordable, comprehensive health care that includes doctor's visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers. Parents pay monthly premiums for the coverage, but rates for middle-income families are significantly lower than they are on the private market.
- This page of the AHCCCS site has links to eligibility information and to the various programs for people who qualify for Medicaid as well as for families who have incomes too high to qualify for Medicaid. An application can be downloaded from this site, and free help with the application is available by phone.
- Medicaid pays for medically necessary medical services for needy and low-income persons. This site explains who is eligible, how to apply, Medicaid members' rights and responsibilities, and benefits. For people who don't qualify for full Medicaid benefits, this site also has eligibility and benefits information for several other programs, including ARKids First-B, Medicaid Spend-Down, and Women's Health.
- AZLawHelp helps people with low incomes find low cost legal help.
- BadgerLaw.net offers resources for civil legal services for low-income Wisconsin persons. Contact information and information on provided services are listed on the website.
- Basic Health is affordable health care coverage through private health plans for Washington residents who don't have health insurance privately or through their work, don't qualify for Medicaid, and meet income guidelines. This site lists information about exclusions, waiting periods, costs and benefits.
- Blue Ridge Legal Services is a legal aid society providing free civil legal assistance to low-income residents of the Shenandoah Valley and Roanoke Valley of Virginia. Their legal assistance ranges from advice or brief service to ongoing representation in negotiations and litigation in state and federal courts and administrative agencies, depending on the needs of the client, the type of case, and available resources.
- This website lists resources of private groups, and state and federal agencies that Californians may utilize to help resolve issues with doctors, medical groups, or health plans.
- Charter Oak is a new program offering coverage to the uninsured and to many adults experiencing financial hardship in paying unaffordable, non-group premiums on their own. Monthly premiums and annual deductibles will depend on household income. Individual premiums will range from $75 to $259 and annual deductibles will range from $150 to $900. Charter Oak will cover enrollees with preexisting medical conditions (no exclusions). Note that Charter Oak enrollees cannot have been covered by health insurance during the past six months, though applicants can request an exception to this waiting period.
- Colorado Medicaid is public health insurance for families, children, pregnant women, blind or disabled people and the elderly. This site has information on the benefits, eligibility and application process and requirements for Medicaid and several other public health insurance programs.
- This website offers a directory of local pro bono (free) programs in Colorado for low-income individuals and families.
- Columbia Legal Services (CLS) is a nonprofit law firm that defends the legal and human rights of low-income people. CLS represents people and organizations in Washington State with critical legal needs who have no other legal assistance available to them.
- This page links to lists of companies licensed to provide the following health insurance products: individual health plans, Health Savings Accounts (HSAs), short term medical plans, HMOs, long-term care insurance, and small group health plans (1-50).
- This site provides a list of insurance companies licensed to sell health insurance in Texas, with links to each company's ratings, premiums, and contact and license information.